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Ray Martin
Mar 1, 20234 min read
The Government Just Made Buying Your First Home More Affordable: A Few Tips To Make It Even More So!
No matter how much buying a house makes sense for your long-term financial well-being, buying your first house can often just seem...


Ray Martin
Feb 3, 20234 min read
Are Mortgage Rates Back to “Normal”?
If you think mortgage rates are at an all-time high, you would not be alone. According to this NerdWallet article, 61% of Americans...

Ray Martin
Feb 3, 20231 min read
You May Not Need as Much as You Think for Your Down Payment!
Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less...


Ray Martin
Dec 28, 20222 min read
Applying For a Mortgage? Here’s What You Should Avoid Once You Do!
While it is exciting to start thinking about moving in and decorating after you have applied for your mortgage, there are some key things...


Ray Martin
Dec 28, 20223 min read
What To Expect From the Housing Market in 2023!
The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it has put...


Ray Martin
Dec 17, 20222 min read
Homeownership Is an Investment in Your Future!
There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it is a smart...


Ray Martin
Nov 23, 20222 min read
Mortgage Rates Will Come Down, It is Just a Matter of Time!
This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we have seen fewer homes sold...


Ray Martin
Oct 9, 20222 min read
If You Fear You Missed Out On The Low Mortgage Rates, Here Are Reasons To Be Glad You Did!
Some people feel like they missed the opportunity of a lifetime to buy a house when rates were really low over the past couple of years. ...


Ray Martin
Jul 27, 20222 min read
Want To Buy a Home? Now May Be the Time!
There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced,...


Ray Martin
Jul 11, 20221 min read
The Drop in Mortgage Rates Brings Good News for Homebuyers!
Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over...


Ray Martin
Jun 16, 20222 min read
Home Price Deceleration Does Not Mean Home Price Depreciation!
Experts in the real estate industry use a number of terms when they talk about what is happening with home prices. And some of those...


Ray Martin
May 17, 20223 min read
Recent College Grads Should Think Twice Before Renting a Place to Live!
People often envision young adults graduating from college, landing a job, and renting their own place to live. While it was never easy,...
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