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Ray Martin
Jan 6, 20221 min read
First-Time Buyers Willing To Spend More To Successfully Purchase A Home!
2021 was a tough year to be a first-time homebuyer. According to a recent survey from realtor.com, more than a quarter of first-time...
Ray Martin
Jan 5, 20222 min read
How Much Do You Really Need for Your Down Payment?
As you set out on your homebuying journey, you likely have a plan in place, and you are working on saving for your purchase. But do you...
Ray Martin
Dec 30, 20212 min read
Expert Insights on the 2022 Housing Market!
Expert Insights on the 2022 Housing Market As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more...
Ray Martin
Dec 28, 20213 min read
5 Tips for Making Your Best Offer on a Home!
As a buyer in a sellers’ market, sometimes it can feel like you are stuck between a rock and a hard place. When you are ready to make an...
Ray Martin
Dec 26, 20213 min read
The Perks of Putting 20% Down on a Home!
If you are thinking of buying a home, you are probably wondering what you need to save for your down payment. Is it 20% of the purchase...
Ray Martin
Dec 17, 20211 min read
2022 Housing Market Forecast!
What does the coming year hold for the housing market? Here’s what experts project for 2022. Mortgage rates are projected to rise and so...
Ray Martin
Dec 4, 20211 min read
Do You Know How Much Home You Can Truly Afford?
The mortgage pre-approval process is one of the most important steps you can take as a buyer. Not only does it help you understand what...
Ray Martin
Nov 29, 20212 min read
How Smart Buyers Are Approaching Rising Mortgage Rates!
Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising...
Ray Martin
Nov 19, 20213 min read
Home Sales About To Surge? We May See A Winter Like Never Before!
Like most industries, residential real estate has a seasonality to it. For example, toy stores sell more toys in October, November, and...
Ray Martin
Nov 19, 20212 min read
What’s Happening With Home Prices?
Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home...
Ray Martin
Nov 19, 20212 min read
Two Graphs That Show Why You Shouldn’t Be Upset About 3% Mortgage Rates!
With the average 30-year fixed mortgage rate from Freddie Mac climbing above 3%, rising rates are one of the topics dominating the...
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