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Ray Martin
Feb 3, 20231 min read
You May Not Need as Much as You Think for Your Down Payment!
Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less...
Ray Martin
Feb 3, 20231 min read
Experts Forecast a Turnaround in the Housing Market in 2023!
The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year....
Ray Martin
Jan 28, 20231 min read
Homeownership Builds Your Wealth Over Time!
If you are thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. On average, nationwide,...
Ray Martin
Jan 28, 20232 min read
Why It Makes Sense To Move Before Spring!
Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it is the best...
Ray Martin
Jan 28, 20232 min read
Why You Should Not Fear Today’s Foreclosure Headlines!
If you have seen recent headlines about foreclosures surging in the housing market, you are certainly not alone. There is no doubt, the...
Ray Martin
Jan 28, 20233 min read
The 3 Factors That Affect Home Affordability!
If you have been following the housing market over the last couple of years, you have likely heard about growing affordability challenges....
Ray Martin
Jan 20, 20233 min read
What Past Recessions Tell Us About the Housing Market!
It does not matter if you are someone who closely follows the economy or not, chances are you have heard whispers of an upcoming...
Ray Martin
Jan 20, 20232 min read
Think Twice Before Waiting for 3% Mortgage Rates!
Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up...
Ray Martin
Jan 19, 20233 min read
With Home Prices Coming Down in Some Areas, Will Your Rent Lower as Well?
If you are a renter, you are probably well aware that rents went up more than 20% over the past few years, but your income most likely...
Ray Martin
Jan 14, 20231 min read
Today’s Housing Market Is Nothing Like 15 Years Ago!
Let's start off with a known fact! There is no doubt today’s housing market is very different than the frenzied one from the past couple...
Ray Martin
Jan 14, 20232 min read
The Truth About Negative Home Equity Headlines!
Home equity has been a hot topic in real estate news lately. And if you have been following along, you may have heard there’s a growing...
Ray Martin
Jan 13, 20231 min read
Key Terms To Know When Buying a Home!
Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If...
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