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Ray Martin
Apr 16, 20223 min read
Real Risk Is What We Don't Know About What We Don't Know!
Pursuing the American Dream changed my life! Throughout my adult life, 50 years give or take a few, I have personally “experienced” 17...
Ray Martin
Apr 13, 20222 min read
Where Are Mortgage Rates Headed?
There has never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief...
Ray Martin
Apr 13, 20223 min read
Using Your Tax Refund To Achieve Your Homeownership Goals This Year!
If you are buying or selling a home this year, you are likely saving up for a variety of expenses. For buyers, that might include things...
Ray Martin
Apr 10, 20224 min read
With Mortgage Rates Rising, Is An Adjustable Rate Right For You?
You are probably well aware that mortgage rates are rising. At the same time, home prices don’t seem to be coming down and there is...
Ray Martin
Apr 9, 20222 min read
Balancing Your Wants And Needs As A Homebuyer Today!
Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which...
Ray Martin
Apr 9, 20223 min read
What You Need To Budget For When Buying a Home!
When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But...
Ray Martin
Apr 9, 20222 min read
Remote Work Trends Mean Flexibility For First-Time Homebuyers!
Today’s low inventory can be challenging for homebuyers, especially if you are looking to purchase your first home. But if you are one...
Ray Martin
Apr 9, 20222 min read
The Future Of Home Price Appreciation And What It Means For You!
Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home...
Ray Martin
Apr 9, 20221 min read
Do You Know How Much Equity You Have In Your Home?
If you are a homeowner, your net worth has gotten a big boost. That is because recent home price appreciation has increased your equity....
Ray Martin
Apr 4, 20223 min read
What Is Happening With Mortgage Rates, And Where Will They Go From Here?
Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to...
Ray Martin
Apr 1, 20223 min read
How Time Can Be On Your Side If You Are A First-Time Home Buyer In This Market!
If you are in the market to buy your first home in this market, it probably feels like an uphill battle. There certainly are not a lot...
Ray Martin
Mar 30, 20221 min read
Will The Real Estate Market Ever Calm Down?!
When the real estate market is hot, there are always buyers who want to wait for prices to come down before buying a house. And in most...
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