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Ray Martin
Jan 84 min read
First Home, Big Leverage: Why Your Down Payment Is a Better Bang for the Buck than Other Investments!
Find out why and then learn how you can make your homeownership dream come true!

Ray Martin
Jul 24, 20242 min read
A Newly Built Home May Actually Be More Budget-Friendly!
Many people assume that newly built homes are more expensive than existing ones, but that is not always the case...


Ray Martin
Jul 23, 20245 min read
Analyzing Spending and Housing Costs in America and Texas!
Analyzing Spending and Housing Costs in America and Texas utilizing CES and CPI...


Ray Martin
Aug 11, 20234 min read
Survey Results: Who You Hang Out With Could Make Or Break Whether You Become A Homeowner!
Buying a house is never easy for younger generations, no matter what decade it is. Home prices always seem too steep, mortgage rates too...


Ray Martin
Aug 5, 20233 min read
How To Know If You Are Ready To Buy A Home!
If you are trying to decide if you are ready to buy a home, there is probably a lot on your mind! You are thinking about your finances,...


Ray Martin
Jun 13, 20232 min read
Signs That It Is Time To Replace Your Air Conditioner!
In many areas, having an air conditioning unit is a must, particularly during the hot summer months. But they don’t last forever, and if...


Ray Martin
Feb 3, 20234 min read
Are Mortgage Rates Back to “Normal”?
If you think mortgage rates are at an all-time high, you would not be alone. According to this NerdWallet article, 61% of Americans...

Ray Martin
Feb 3, 20231 min read
You May Not Need as Much as You Think for Your Down Payment!
Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less...


Ray Martin
Dec 28, 20222 min read
Applying For a Mortgage? Here’s What You Should Avoid Once You Do!
While it is exciting to start thinking about moving in and decorating after you have applied for your mortgage, there are some key things...


Ray Martin
Dec 17, 20221 min read
Best Design Advice for Homeowners In 2023, Based Upon What Didn’t Work In 2022!
2022 is coming to an end. And as the year comes to a close, many homeowners are looking ahead to 2023—and the home projects they plan to...


Ray Martin
Jun 2, 20222 min read
Why Home Loans Today Aren’t What They Were in the Past!
In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led...


Ray Martin
Apr 9, 20223 min read
What You Need To Budget For When Buying a Home!
When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But...
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